Main
FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Personal Banking

Regular Checking Account

  • $100 minimum opening deposit required

  • No standard monthly service charges

  • Unlimited check writing 

  • No minimum balance

  • No Talbot State Bank ATM fees. 

Personal NOW Account

  • $300 minimum opening deposit required

  • Interest bearing checking account

  • $1,000 minimum balance to avoid monthly maintenance fee of $5

  • No Talbot State Bank ATM fees.

  • At our discretion, we may change the interest rate on the account

  • We may change the interest rate on the account at any time

Master NOW Account

  • $300 minimum opening deposit required

  • Interest bearing checking account

  • $1,500 minimum balance to obtain APY (annual percentage yield)

  • $1,500 minimum balance to avoid monthly maintenance fee of $7

  • No Talbot State Bank ATM fees

  • At our discretion, we may change the interest rate on the account

  • We may change the interest rate on the account at any time